Banking

The evolution of payments: When size, speed, and change collide

Banking

The payment industry has three Rs: Rules, requirements, and regulations

A close up shot of a person typing on their keyboard, the blue light of the computer screen lighting up their hands.

Billers

Fraudsters are developing sophisticated scams in the utility sector

Banking

The Invisible Synthetic Identity Heist

Mobile Payment Fraud Verification

Merchants

Powering the world鈥檚 payments ecosystem with a best-in-class payments orchestration platform

Analyst firm Datos Insights recently released their Datos Matrix: Payment Orchestration Vendor Evaluation comparing payments orchestration vendors and named 野花社区鈥檚 merchant payments orchestration platform 鈥淏est in Class.鈥 The main scoring categories Datos used to analyze payment vendors were provider stability, client strength, client service, product features, and functionality.

Merchants

Navigating merchant payments with industry experts

Payments orchestration is a game-changing strategy that centralizes payment flows across multiple providers and systems, but not all solutions are built the same. As the global economy becomes increasingly digital, organizations face a significant shift in payment processing and management.

Merchants

Need a refreshing spike in summer sales? Follow Amazon鈥檚 lead

Traditionally, the summer is a slower time for retail, with sales in the U.S. typically centered around key holidays like Memorial Day, the Fourth of July and Labor Day. In the summer of 2015, Amazon changed everything when it introduced Amazon Prime Day, its own all-purpose summer shopping holiday exclusively for Amazon Prime members. This helped the marketplace giant in two ways: it increased sales during a lull, and it provided an additional incentive to become an Amazon Prime member.

Merchants

Pay with my hand? No way!

While I was watching the news, a story came on about a new technology coming to the local Whole Foods where you could pay with your palm.

Banking

Pivoting to the New Way of Intelligent Decision-Making:The Journey Toward Convenience

Neither the individual who initiated the first card-not-present transaction nor the organization that pioneered a customer convenience channel could have foreseen the trajectory and evolution of payment systems. Fast-forward to today 鈥 the commerce landscape continues to be propelled by consumer-preferred payment methods that are convenient, swift, and efficient.

Merchants

Financial crime hits new heights 鈥 how merchants can fight back

According to Datos Fraud Experts, who just published their top 10 risks for 2024, fraudsters鈥 use of artificial intelligence (AI)-generated attacks tops the list as the number one risk. Datos' research shows that 81% of fraud executives are concerned that fraudsters using generative AI will exceed current fraud defenses. And TransUnion confirms this, sharing 60% of auto finance fraud losses are due to synthetic identity fraud. 2024 is the year for organizations to leverage AI tools and shore up fraud defenses.

Prime time for real-time

Global payment trends
As the world adopts real-time payments, how does your market stand to benefit?

Merchants

5 Ways Optimizing Reconciliation Boosts Merchants鈥 聽Financial Health

Every merchant must reconcile transactions, but not every reconciliation tool is the same. Outdated back-end platforms can result in merchants missing out on multiple performance gains, while an automated, orchestrated approach can put their business out in front.

Merchants

7 ways payments orchestration is a game changer

As payments continues to play a starring role in competitive sales strategies, merchants are increasingly turning to payments orchestration to help them build better end-to-end customer experiences and meet increasingly demanding operational KPIs.

A digital graphic of the globe, there are connecting lines to various different locations showing the digital sharing of information.

Merchants

The complete guide to merchant payments orchestration

Payments orchestration platforms typically provide businesses with a single place to monitor and manage multiple payment systems, payment providers and multiple payment methods, allowing merchants to offer customers a wider range of payment options, while simplifying the payment process on the back end.

Merchants

The Rise of 3Rs: Resilient Consumers, Retailing Convenience and Rise of Wallets

The first quarter of the year has been exciting for merchants, globally. While 野花社区鈥檚 recap for the 2022 holiday season indicated strong consumer optimism, despite economic headwinds, consumers remained headstrong through the first quarter of 2023. Higher consumer confidence could be seen in the 18 percent increase in transaction volumes, compounded by a 24 percent growth in transaction values.

Merchants

Ready or Not? Real-Time Payments Are Coming, and Consumers Can鈥檛 Wait

Merchants must recognize and respond to customer needs for checkout diversity to keep their sales experiences hyper-relevant to stay competitive.

Merchants

Unlock Benefits of Shared Intelligence to Fight Back Against Fraud in 2023

Banks and merchants must find ways to fill gaps in each other鈥檚 transaction intelligence to reverse trends around ever-growing fraud, and global payment partners hold the key.