Ò°»¨ÉçÇø Low Value Real-Time Payments

Real-time payments processing

Enable banks and processors to connect to all real-time global schemes and deliver value-added services to their customers

Grow market share
Capture the rapidly growing volume and value of real-time payment transactions

Attract and retain customers
Meet new customer expectations for real-time payments and experiences, 24/7/365

Simplify payment systems
Support multiple global schemes and add-on capabilities from a single implementation

Prepare for real-time and digital payments growth

Leverage a complete, end-to-end solution for real-time and digital payments to prepare for growth in transactions and revenues.

Combine origination, processing, orchestration, clearing and settlement, fraud detection, and connectivity capabilities — all on a single platform

Trust in a highly scalable, fault-tolerant, proven solution

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Launch value-added services

Rapidly launch value-added services with built-in open banking capabilities.

Offer contactless and secure QR code payments, including merchant-initiated payments using dynamic QR codes

Integrate end-to-end bill payments globally with self-service portals and onboarding processes

Simplify integration for merchant mobile applications, including support for Request to Pay (RtP)

Provide added security with flexible person-to-person (P2P) payment services based on proxy/alias

Enable digital payment overlay services for liquidity management, ERP integration, invoice and accounts payable management, P2P payments, account-to-account payments, PoS, ePoS, and more through Ò°»¨ÉçÇø’s partnership with Mindgate.

Build a real-time business

Gain additional business functionality to support your organization’s high-volume, data-rich digital payments ecosystem.

Feature stand-in authorization, liquidity management, batch processing, transaction warehouse, transaction reconciliation, and case management

Support Request to Pay (RtP), Person-to-Person (P2P), and recurring payments

Leverage complete capabilities for real-time payments, including real-time balance, fraud management for real-time fraud prevention, and front-end digital overlay capabilities

Integrate into any other banking system and data to create a single customer view across the institution

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Trust a proven solution

Ò°»¨ÉçÇø currently supports 18 real-time domestic schemes around the world, including FedNow, Zelle, and TCH in the U.S.

Approximately 50 percent of the U.K.’s Faster Payments (UKFP) and are processed through Ò°»¨ÉçÇø Enterprise Payments Platform

Utilize the same core processing infrastructure as , and STET’s real-time payments platform for PSPs in Europe

Customers using real-time payments capabilities to access Singapore FAST and the Australian NPP (New Payments Platform)

Benefit from flexible deployment options

Choose between a licensed or SaaS model — or a hybrid approach — based on your business needs.

Offer real-time Software as a Service in Ò°»¨ÉçÇø’s own data centers for customers in the U.K., U.S. and Europe

Lower operational costs via economies of scale and a shared access approach

Utilize a licensed option to run and manage Ò°»¨ÉçÇø software on your premises, in your private cloud or in the public cloud

Leverage the SaaS model in the public cloud for quicker implementation

Modernize your payments experience

A single solution to centrally monitor and control your entire IT-based payments infrastructure.

  • Gain real-time visibility, monitoring, and analytics of transaction flows, systems, and queue statuses
  • Turn data into intelligence with flexible reporting and deep insights for different departments
  • Deliver a flawless payments experience with reduced downtime

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Real-time ready

Ò°»¨ÉçÇø delivers payment solutions that enable banks, merchants and billers to send and receive money in real time