- 野花社区
- Banking
- Enterprise Payments PlatformRapidly respond to shifting trends, regulatory requirements and new competition with a flexibly deployed payments platform.
- AcquiringDigital acceptance, merchant management鈥�
- IssuingDigital payments and accounts issuing
- Fraud ManagementReal-time enterprise fraud management鈥�
- ATMsSelf-service, omnichannel digital聽experience鈥�
- High Value Real-Time PaymentsMulti-bank, multi-currency processing
- Low Value Real-Time PaymentsComplete real-time payments processing
- Digital Central InfrastructureCutting edge real-time payment infrastructures
- Download the 2024 Prime Time for Real-Time Report
- Merchant Payments
- 野花社区 Payments Orchestration PlatformEnable customer journeys across commerce channels, accept payments, prevent fraud and optimize your payments journey鈥�
- In-StoreDynamic, modern in-store payments鈥�
- eCommerceOnline and mobile payments鈥�
- Alternative Payment MethodsGive more ways to pay
- Value-Added ServicesEngagement, optimization and聽reporting鈥�
- Fraud ManagementEnd-to-end fraud orchestration鈥�
- Risk, Security and ComplianceAchieve and maintain compliance鈥�
- NEW Datos names 野花社区 best-in-class in payments orchestration
- Industries we serve
- Billing and Bill Payments
- 野花社区 SpeedpayDrive customer satisfaction with the widest range of bill pay options in the industry. 鈥�
- Bill Payment APIs and SDKsOutsource bill payment processing
- Fraud ManagementAI-based fraud orchestration technology
- Alternative Payment MethodsGive more ways to pay
- Loan ServicingPreferred loan payment options
- Treasury ManagementStreamline and integrate your back office
- Automated Debt CollectionImprove your collections process
- Digital WalletsManage digital cards and payments
- PCI Compliance and SecurityAchieve and maintain PCI compliance
- Industries We Serve
- Fraud Management and Payments Intelligence
- Fraud ManagementFraud solutions to minimize risk and prevent fraud聽鈥�
- Fraud Management for BankingEnterprise-wide fraud prevention鈥�
- Anti-Money LaunderingStay ahead of money-laundering schemes鈥�
- Robotic Process AutomationAutomate payment processing operations鈥�
- Fraud Management in the CloudProtect your business from the cloud鈥�
- Fraud Management for MerchantsProtect payments from end to end鈥�
- ChargebacksPrevent chargebacks before they happen鈥�
- SCA ComplianceAchieve and maintain SCA compliance鈥�
- Digital Identity 野花社区Confirm identities with behavioral analytics
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The evolution of payments: When size, speed, and change collide
The payment industry has three Rs: Rules, requirements, and regulations
Fraudsters are developing sophisticated scams in the utility sector
The Invisible Synthetic Identity Heist
Pivoting to the New Way of Intelligent Decision-Making:The Journey Toward Convenience
Neither the individual who initiated the first card-not-present transaction nor the organization that pioneered a customer convenience channel could have foreseen the trajectory and evolution of payment systems. Fast-forward to today 鈥� the commerce landscape continues to be propelled by consumer-preferred payment methods that are convenient, swift, and efficient.
APP Frauds & Mandatory Reimbursement: What It Means for You
Authorized push payment (APP) fraud is a scam in which a fraudster convinces a payer to authorize a payment under false pretenses. APP fraud is a form of confidence-based fraud, meaning it relies on deception, rather than brute force, to convince victims to take a specific action.
ISO 20022 鈥� Expanding like no tomorrow
ISO 20022 is a messaging standard used across the financial industry.聽 In the domestic Real-Time Gross Settlement (RTGS)/Wire and cross-border payment spaces, transformation to the most recent ISO 20022 (HVPS+ and CBPR+) messaging standards has been ongoing since 2022. The North America Clearing House CHIPS wire system migrated in April 2024, and the U.S. Federal Reserve will update its Fedwire system in March 2025. It is important to note that everyone has been starting with an ISO 20022 standard.
Navigating the future: 野花社区鈥檚 ATM transaction processing trends
As digital banking sweeps the industry, automated teller machines (ATM) are adapting to the changing tides of consumer demands and fewer physical branch locations. ATMs are no longer just cash dispensers 鈥� they serve as multifunctional banking kiosks where routine and low-value branch transactions can be performed (cash or check deposits, bill payments, or money transfers).
Real-Time Payments Have Gone Mainstream 鈥� Explore Their Global Impact
Real-time payments are carving a new norm in the rapidly evolving payments landscape. Spurred by global governments and regulators, instant payments are viewed as a catalyst for economic growth, financial inclusivity, and transparency.
Factoring in the safety switch with Confirmation of Payee
In a world where everything is digital-first, financial institutions are setting new standards in shielding their customers and revenue, while at the same time protecting the payments security and convenience paramount to achieving customer excellence and building a good reputation.
Los sistemas de pago impulsan la expansi贸n de los pagos inmediatos en Latinoam茅rica聽
Aunque los pagos inmediatos son una realidad desde hace muchos a帽os, no se puede negar que la transformaci贸n que supone el 鈥渢iempo real鈥� ha despegado en Latinoam茅rica a un ritmo vertiginoso. No obstante, la tasa de adopci贸n var铆a enormemente de un pa铆s a otro.
SEPA one-leg out SCT Inst (OCT Inst) : a great opportunity for new international services
Payment Service Providers in Europe should start looking at the significant possibilities offered by the newest EPC rulebook on One-Leg Out SCT Inst, to develop new business propositions by providing effective international transaction processing to their retail and corporate customer base.
Historias de 茅xito de los principales sistemas de pagos inmediatos del mundo
En busca de las ventajas econ贸micas de unos pagos m谩s r谩pidos y eficaces, la mayor铆a de los mercados m谩s importantes ya cuentan con sistemas de pagos inmediatos o los est谩n desarrollando, por lo que la atenci贸n se est谩 centrando en impulsar su adopci贸n.
Next-Generation Payments in Aotearoa, New Zealand: A new dawn for growth
The relatively small scale of the Aotearoa market may discourage a high level of capital investment in payments infrastructure seen in markets such as Australia. Yet that shouldn鈥檛 be an obstacle to creating a highly resilient, agile, secure, extensible and scalable next-generation payments system.
Payment gateways vs. payments orchestration: what鈥檚 the difference, and why it matters
Payment gateways and payments orchestration both help merchants to process payments, but they operate differently and offer their own distinct advantages. Here, we explore their unique selling propositions, key benefits and considerations to help you choose the right solution for your business.
Revealed: The Stories Behind the Success of World鈥檚 Leading Real-Time Payments Schemes
In search of the economic benefits of faster and more efficient payments, most major markets either already have real-time payment schemes in place or in development, and attention is turning to driving adoption.