Banking

The evolution of payments: When size, speed, and change collide

Banking

The payment industry has three Rs: Rules, requirements, and regulations

A close up shot of a person typing on their keyboard, the blue light of the computer screen lighting up their hands.

Billers

Fraudsters are developing sophisticated scams in the utility sector

Banking

The Invisible Synthetic Identity Heist

Banking

Los sistemas de pago impulsan la expansi贸n de los pagos inmediatos en Latinoam茅rica聽

Aunque los pagos inmediatos son una realidad desde hace muchos a帽os, no se puede negar que la transformaci贸n que supone el 鈥渢iempo real鈥 ha despegado en Latinoam茅rica a un ritmo vertiginoso. No obstante, la tasa de adopci贸n var铆a enormemente de un pa铆s a otro.

Banking

SEPA one-leg out SCT Inst (OCT Inst) : a great opportunity for new international services

Payment Service Providers in Europe should start looking at the significant possibilities offered by the newest EPC rulebook on One-Leg Out SCT Inst, to develop new business propositions by providing effective international transaction processing to their retail and corporate customer base.

Two women shake hands while others stand in line behind one of them

Banking

Historias de 茅xito de los principales sistemas de pagos inmediatos del mundo

En busca de las ventajas econ贸micas de unos pagos m谩s r谩pidos y eficaces, la mayor铆a de los mercados m谩s importantes ya cuentan con sistemas de pagos inmediatos o los est谩n desarrollando, por lo que la atenci贸n se est谩 centrando en impulsar su adopci贸n.

Two women shake hands while others stand in line behind one of them

Banking

Revealed: The Stories Behind the Success of World鈥檚 Leading Real-Time Payments Schemes

In search of the economic benefits of faster and more efficient payments, most major markets either already have real-time payment schemes in place or in development, and attention is turning to driving adoption.

Banking

How New Zealand鈥檚 Banks Can Prepare for Upcoming Account-to-Account Real-Time Payments

Next-generation payment schemes, underpinned by the real-time transfer of funds, have become commonplace around the world. Most major markets are now either live with national account-to-account (A2A) instant payment capabilities or have them in development. And research from 野花社区 and GlobalData forecasts that real-time payments will account for 27.8% of all electronic payments globally by 2027.

sao paolo cityscape at dusk

Banking

5 top payments trends for Brazil in 2023

The real digitization of payments is just starting in Brazil, but 2023 will definitely be a very important year for the country.

Prime time for real-time

Global payment trends
As the world adopts real-time payments, how does your market stand to benefit?

Banking

Setting the Scenario, What Is Request to Pay?

Real-time payments are becoming the new normal, and digital transformation is the next step in revolutionizing banking. A key product in this arsenal is Request to Pay, an instant payment that enables a simple, instant and seamless payments experience for both the payer and receiver, unlocking promising benefits for merchants, banks, acquirers and billers.

Banking

The European Commission鈥檚 Instant Payments Regulation: what is going to change in Instant Payments?

On the 26th of October 2022, the European Commission published the proposal for a Regulation on Instant Payments (IPs).

Racing track finish line

Banking

How Scale, Simplicity and Flexibility Transforms Payments-as-a-Service

Sam Jawad, 野花社区鈥檚 Executive Vice President and Head of Banks & Intermediaries, explains how managed services for payments have evolved over the past two decades, and how banks can take advantage of the ongoing evolution in cloud architectures.

Above the clouds

Banking

Going above and beyond: Maximizing payments in the cloud with SaaS

Payments in the cloud. It鈥檚 a conversation at the top of the agenda for a growing number of financial institutions.

Banking

How is the World of Payments Changing and How Can EU Rules and Regulations Respond to These Changes? Insights from Commissioner McGuinness鈥 Speech

On the 16th of November 2021, Ms. Mairead McGuinness, Commissioner for Financial Services, Financial Stability and Capital Markets Union, gave a speech in Brussels covering the changes taking place in the world of payments, how these might develop and how EU rules and regulations could respond to such changes.

digital circuits

Banking

Progressive Platform Modernization 鈥 Eight Steps to Success

The need to modernize legacy systems has never been more keenly felt, but the risk of big bang migrations has never been higher.