- 野花社区
- Banking
- Enterprise Payments PlatformRapidly respond to shifting trends, regulatory requirements and new competition with a flexibly deployed payments platform.
- AcquiringDigital acceptance, merchant management鈥�
- IssuingDigital payments and accounts issuing
- Fraud ManagementReal-time enterprise fraud management鈥�
- ATMsSelf-service, omnichannel digital聽experience鈥�
- High Value Real-Time PaymentsMulti-bank, multi-currency processing
- Low Value Real-Time PaymentsComplete real-time payments processing
- Digital Central InfrastructureCutting edge real-time payment infrastructures
- Download the 2024 Prime Time for Real-Time Report
- Merchant Payments
- 野花社区 Payments Orchestration PlatformEnable customer journeys across commerce channels, accept payments, prevent fraud and optimize your payments journey鈥�
- In-StoreDynamic, modern in-store payments鈥�
- eCommerceOnline and mobile payments鈥�
- Alternative Payment MethodsGive more ways to pay
- Value-Added ServicesEngagement, optimization and聽reporting鈥�
- Fraud ManagementEnd-to-end fraud orchestration鈥�
- Risk, Security and ComplianceAchieve and maintain compliance鈥�
- NEW Datos names 野花社区 best-in-class in payments orchestration
- Industries we serve
- Billing and Bill Payments
- 野花社区 SpeedpayDrive customer satisfaction with the widest range of bill pay options in the industry. 鈥�
- Bill Payment APIs and SDKsOutsource bill payment processing
- Fraud ManagementAI-based fraud orchestration technology
- Alternative Payment MethodsGive more ways to pay
- Loan ServicingPreferred loan payment options
- Treasury ManagementStreamline and integrate your back office
- Automated Debt CollectionImprove your collections process
- Digital WalletsManage digital cards and payments
- PCI Compliance and SecurityAchieve and maintain PCI compliance
- Industries We Serve
- Fraud Management and Payments Intelligence
- Fraud ManagementFraud solutions to minimize risk and prevent fraud聽鈥�
- Fraud Management for BankingEnterprise-wide fraud prevention鈥�
- Anti-Money LaunderingStay ahead of money-laundering schemes鈥�
- Robotic Process AutomationAutomate payment processing operations鈥�
- Fraud Management in the CloudProtect your business from the cloud鈥�
- Fraud Management for MerchantsProtect payments from end to end鈥�
- ChargebacksPrevent chargebacks before they happen鈥�
- SCA ComplianceAchieve and maintain SCA compliance鈥�
- Digital Identity 野花社区Confirm identities with behavioral analytics
CompanyPrime Time for Real-TimeDiscover the Real-Time Landscape in 2024 and Beyond
How are real-time payments redefining the global economy?
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The evolution of payments: When size, speed, and change collide
The payment industry has three Rs: Rules, requirements, and regulations
Fraudsters are developing sophisticated scams in the utility sector
The Invisible Synthetic Identity Heist
ISO 20022 鈥� Expanding like no tomorrow
ISO 20022 is a messaging standard used across the financial industry.聽 In the domestic Real-Time Gross Settlement (RTGS)/Wire and cross-border payment spaces, transformation to the most recent ISO 20022 (HVPS+ and CBPR+) messaging standards has been ongoing since 2022. The North America Clearing House CHIPS wire system migrated in April 2024, and the U.S. Federal Reserve will update its Fedwire system in March 2025. It is important to note that everyone has been starting with an ISO 20022 standard.
Los sistemas de pago impulsan la expansi贸n de los pagos inmediatos en Latinoam茅rica聽
Aunque los pagos inmediatos son una realidad desde hace muchos a帽os, no se puede negar que la transformaci贸n que supone el 鈥渢iempo real鈥� ha despegado en Latinoam茅rica a un ritmo vertiginoso. No obstante, la tasa de adopci贸n var铆a enormemente de un pa铆s a otro.
SEPA one-leg out SCT Inst (OCT Inst) : a great opportunity for new international services
Payment Service Providers in Europe should start looking at the significant possibilities offered by the newest EPC rulebook on One-Leg Out SCT Inst, to develop new business propositions by providing effective international transaction processing to their retail and corporate customer base.
Historias de 茅xito de los principales sistemas de pagos inmediatos del mundo
En busca de las ventajas econ贸micas de unos pagos m谩s r谩pidos y eficaces, la mayor铆a de los mercados m谩s importantes ya cuentan con sistemas de pagos inmediatos o los est谩n desarrollando, por lo que la atenci贸n se est谩 centrando en impulsar su adopci贸n.
How New Zealand鈥檚 Banks Can Prepare for Upcoming Account-to-Account Real-Time Payments
Next-generation payment schemes, underpinned by the real-time transfer of funds, have become commonplace around the world. Most major markets are now either live with national account-to-account (A2A) instant payment capabilities or have them in development. And research from 野花社区 and GlobalData forecasts that real-time payments will account for 27.8% of all electronic payments globally by 2027.
How Scale, Simplicity and Flexibility Transforms Payments-as-a-Service
Sam Jawad, 野花社区鈥檚 Executive Vice President and Head of Banks & Intermediaries, explains how managed services for payments have evolved over the past two decades, and how banks can take advantage of the ongoing evolution in cloud architectures.
Real-Time Payments Are Reshaping Economies Around the World
The title of our yearly report exploring the growth and impact of real-time payments 鈥� Prime Time for Real-Time 鈥� is more apt than ever.
Real-Time in Real Life: The State of Real-Time Payments in the U.S.
A wave of digital change affecting both real-time payments and consumer behavior has swept across the world since the onset of the pandemic, but this wave was well underway before COVID-19 hit.
Driving Asia鈥檚 Real-Time Payments Boom
There is no doubt, COVID has led to a profound shift in Asia鈥檚 payments landscape, transforming long-accepted payment behaviours, almost overnight. As social distancing became a basic part of life, contactless payments, and their real-time nature, provided a simple and immediate solution for the multiple payment issues faced by consumers.
What Does the Future Digital Payments Ecosystem Look Like?
Across the world, markets are gearing up to change the way they pay. Convenience and speed are key and a huge benefit to customers. To enable the real-time movement of money and support the on-demand economy, there is a need for payments system modernization and this need for real-time modernization is increasing from all corners.
How is the World of Payments Changing and How Can EU Rules and Regulations Respond to These Changes? Insights from Commissioner McGuinness鈥� Speech
On the 16th of November 2021, Ms. Mairead McGuinness, Commissioner for Financial Services, Financial Stability and Capital Markets Union, gave a speech in Brussels covering the changes taking place in the world of payments, how these might develop and how EU rules and regulations could respond to such changes.
A year of PIX in brazil: what does the future of real-time fraud look like?
In October 2020, the Central Bank of Brazil introduced PIX, a real-time payments system offering speed and ease of use. PIX was introduced to bring interoperable QR codes to digital wallets 24/7/365, meaning that person-to-person (P2P) payments can be made conveniently and instantly, and that merchants can accept payments without incurring extra acquiring charges. This has been transformational for payments in Brazil.